Total Permanent Disability
Life is unpredictable and we simply don’t know what’s around the corner, Total & Permanent Disability(TPD) Insurance is designed to help in the worst of times. It maybe uncomfortable to think of the ‘what ifs’ in life but it could be overwhelming if you’re not prepared.
If you are Totally and Permanently disabled due to an accident or illness, how would you and your family’s lifestyle be impacted?
Important factors to consider include costs of rehabilitation, on-going medical costs, live in carers, general living expense costs including changes made around the home to accommodate the TPD, mortgage repayments, outstanding debts and your families ability to survive either without your income or on a lower income.
Cover can be selected for:
‘Own Occupation’, where you cannot return to work in your own occupation, due to an accident or illness that has left you totally and permanently disabled.
Or ‘Any Occupation’, where you cannot return to work in any occupation, due to an accident or illness that has left you totally and permanently disabled.
Suffering a Total & Permanent Disability may be a difficult situation to face but with the financial support from TPD Insurance, you and your loved ones can focus on adjusting to the change and returning to day to day activities.
Bad news never has good timing but being prepared does, call today to find out more.